Having worked in the financial industry for years, we appreciate how difficult it is to get fast credit from your bank. We have seen many people suffer through the month due to unattended financial emergencies. Others have resorted to unlicensed moneylenders with devastating consequences. At GOLDEN CREDIT, we are committed to changing this through our innovative payday loans. Our loans are available to anyone with a fixed income and they are perfect to sort our cash shortfalls before the next payday.

Our payday loan is customized because we appreciate every person’s needs are unique. Once you talk to our loan advisor, we will advise you a suitable package to sort your financial emergency while also considering easy repayment. Our low interest loans have made us among one of the most recommended moneylenders in the country. If you are looking for an alternative to sort your cash shortfall, get in touch. Whether you want to repair your car, pay a pending bill or clear your mortgage fees, we have the right loan product for you.

We have the most flexible eligibility requirements in the industry because we are committed to providing hassle-free loan products. To qualify for our payday loans, here are the requirements:

  • NRIC/FIN card
  • Pay slips for the last 3 months
  • Proof of residence which can be a hand phone bill, rental agreement or PUB bill
  • Tax return statements or other proof of income.

At GOLDEN CREDIT, we understand that you need this cash quickly and we have streamlined the application process. You can now apply online through our application form on our website, and our loan officers will get back to you as soon as possible on the appointment date and time at our office. We have optimized our operations to make sure you get your payday loan Singapore as fast as possible. Our team of financial advisors is ready to discuss the most flexible option based on your income and needs. We operate under a high code of ethics and our agreement has no hidden charges.

We always stay in touch to ensure easier repayment. If you want to reschedule your existing loan, don’t hesitate to call us. We understand that financial situations can change any time and we are ready to listen to our clients to provide the most flexible repayment schedules.


Of course there are many moneylenders in the country, but our loan products stand out. Our products are launched after thorough research in the market and this makes them popular with the customers. We have a streamlined loan process, which makes it easier to apply and receive your cash. More importantly, we are a licensed money lending company operating under a strict code of ethics by the Ministry of Law. Our loan assistants are highly knowledgeable and clients receive the best advice on the payday products available.

If you are looking for a hassle-free, no-credit check payday loan, get in touch today and let our financial advisors help you find the ideal credit option for you.